Reasons Renters Buy [INFOGRAPHIC]

Written by Emerald Coast Mortgage Syndicated User on October 1, 2021. Posted in Emerald Coast Mortgage, First Time Home Buyers, For Buyers, Infographics, Mortgage Emerald Coast, Rent vs. Buy.

Some Highlights When deciding whether you should rent or buy, make sure you’re considering these factors. Buying a home means consistent monthly payments. Homeownership also helps to build your wealth. And owning a home gives you greater flexibility than renting. If you’re ready to take advantage of the perks of homeownership, let’s connect to explore your options. Content previously posted on Keeping Current Matters

As Home Equity Rises, So Does Your Wealth

Written by Emerald Coast Mortgage Syndicated User on October 1, 2021. Posted in Emerald Coast Mortgage, First Time Home Buyers, For Buyers, For Sellers, Housing Market Updates, Mortgage Emerald Coast, Move-Up Buyers, Pricing.

Homeownership is still a crucial part of the American dream. For those people who own a home (and those looking to buy one), it’s clear that being a homeowner has considerable benefits both emotionally and financially. In addition to long-term stability, buying a home is one of the best ways to increase your net worth. This boost to your wealth comes in the form of equity. Equity is the difference between what you owe on the home and its market value based on factors like price appreciation. The best thing about equity is that it often grows without you even realizing it, especially in a sellers’...

Don’t Tackle Selling Your Home on Your Own – an Agent Can Help

Written by Emerald Coast Mortgage Syndicated User on October 1, 2021. Posted in Emerald Coast Mortgage, For Sellers, FSBOs, Mortgage Emerald Coast, Selling Myths.

If you’re looking to maximize your sale and minimize your effort, you need to work with a real estate professional. In a sellers’ market like today’s, it can be tempting to list your house on your own – known as For Sale By Owner (FSBO). But the truth is, a real estate professional can save you time and money by managing every step of the process, from pricing your home to reviewing documents and handling negotiations. Before you decide to sell your house on your own, here are five reasons why working with an agent is your best bet to maximize the sale of your home. 1. First impressions are...

Fact or Fiction: Homebuyer Edition [INFOGRAPHIC]

Written by Emerald Coast Mortgage Syndicated User on September 11, 2021. Posted in Buying Myths, Emerald Coast Mortgage, First Time Home Buyers, For Buyers, Infographics, Interest Rates, Mortgage Emerald Coast, Move-Up Buyers, Pricing.

Some Highlights When it comes to the current housing market, there are multiple misconceptions – from what the current supply of available homes looks like to how much houses are selling for. It takes professionals who study expert opinions and data to truly understand the real estate market and separate fact from fiction. Trust the pros. If you want to understand why it’s still a good time to buy, let’s connect today. Content previously posted on Keeping Current Matters

Home Price Appreciation Is Skyrocketing in 2021. What About 2022?

Written by Emerald Coast Mortgage Syndicated User on September 11, 2021. Posted in Emerald Coast Mortgage, For Buyers, For Sellers, Housing Market Updates, Mortgage Emerald Coast, Pricing.

One of the major story lines over the last year is how well the residential real estate market performed. One key metric in the spotlight is home price appreciation. According to the latest indices, home prices are skyrocketing this year. Here are the latest percentages showing the year-over-year increase in home price appreciation: The House Price Index (HPI) from the Federal Housing Finance Agency (FHFA): 18.8% The S. National Home Price Index from S&P Case-Shiller: 18.6% The Home Price Insights Report from CoreLogic: 18% The dramatic increases are seen at every price point and in...

Understand Your Options To Avoid Foreclosure

Written by Emerald Coast Mortgage Syndicated User on September 11, 2021. Posted in Distressed Properties, Emerald Coast Mortgage, For Sellers, Foreclosures, Housing Market Updates, Mortgage Emerald Coast, Pricing, Short Sales.

Even though experts agree there’s no chance of a large-scale foreclosure crisis, there are a number of homeowners who may be coming face-to-face with foreclosure as a possibility. And while the overall percentage of homeowners at risk is decreasing with time (see graph below), that’s little comfort to those individuals who are facing challenges today.If you haven’t taken advantage of the forbearance period, it may be time to research and understand your options. It starts with knowing what foreclosure is. Investopedia defines it like this: “Foreclosure is the legal process by which a lender...

Reasons You Should Consider Selling This Fall

Written by Emerald Coast Mortgage Syndicated User on September 11, 2021. Posted in Emerald Coast Mortgage, For Sellers, Interest Rates, Mortgage Emerald Coast, Move-Up Buyers.

If you’re trying to decide when to sell your house, there may not be a better time to list than right now. The ultimate sellers’ market we’re in today won’t last forever. If you’re thinking of making a move, here are four reasons to put your house up for sale sooner rather than later. 1. Your House Will Likely Sell Quickly According to the Realtors Confidence Index released by the National Association of Realtors (NAR), homes continue to sell quickly – on average, they’re selling in just 17 days. As a seller, that’s great news for you. Average days on market is a strong indicator of buyer demand....

Honoring the American Workforce

Written by Emerald Coast Mortgage Syndicated User on September 11, 2021. Posted in Emerald Coast Mortgage, Holidays, Mortgage Emerald Coast, Time-sensitive, Uncategorized.

Wishing you a happy and safe Labor Day. Content previously posted on Keeping Current Matters

Your Agent Is Key When Pricing Your House [INFOGRAPHIC]

Written by Emerald Coast Mortgage Syndicated User on September 3, 2021. Posted in Emerald Coast Mortgage, Mortgage Emerald Coast.

Some Highlights Pricing your house right takes market experience and expertise. To find the best list price, your agent balances current market demand, values of homes in your neighborhood, where prices are headed, and your home’s condition. If you’re ready to sell, don’t guess on the price. Let’s connect today so we price your house to attract multiple offers and maximize your return on investment. Content previously posted on Keeping Current Matters Keeping Current Matters

5 Reasons Today’s Housing Market Is Anything but Normal

Written by Emerald Coast Mortgage Syndicated User on September 2, 2021. Posted in Emerald Coast Mortgage, Mortgage Emerald Coast.

There are many headlines out there that claim we’re reverting to a more normal real estate market. That would indicate the housing market is returning to the pre-pandemic numbers we saw from 2015-2019. But that’s not happening. The market is still extremely vibrant as demand is still strong even while housing supply is slowly returning. Here’s the definition of normal from the Merriam-Webster Dictionary: “conforming to a type, standard, or regular pattern: characterized by that which is considered usual, typical, or routine.” Using this definition, here are five housing industry metrics that...

Author: Emerald Coast Mortgage Syndicated User