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Tag: #emeraldcoastmortgages

The Perks of Buying over Renting

Written by Emerald Coast Mortgage Syndicated User on . Posted in Emerald Coast Mortgage, Mortgage Emerald Coast, Rent vs. Buy.

Thinking about buying a home? While today’s mortgage rates might seem a bit intimidating, here are two solid reasons why, if you’re ready and able, it could still be a smart move to get your own place.1. Home Values Typically Go Up Over TimeThere’s been some confusion over the past year or so about which way home prices are headed. Make no mistake, nationally they’re still going up. In fact, over the long-term, home prices almost always go up (see graph below): Using data from the Federal Reserve (the Fed), you can see the overall trend is home prices have climbed steadily for the past 60 years....

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What More Listings Mean When You Sell Your House

Written by Emerald Coast Mortgage Syndicated User on . Posted in Emerald Coast Mortgage, For Sellers, Inventory, Mortgage Emerald Coast, Selling Tips.

The number of homes for sale is playing a big role in today’s housing market. And, if you’re considering whether or not to list your house, today’s limited supply is one of the biggest advantages you have right now. That’s because your house stands out more when the inventory is low, especially if it’s priced right.But the supply of homes for sale is growing. According to the latest data from Realtor.com, new listings (homeowners who just put their house up for sale) are trending up (see graph below): This graph shows more homeowners are putting that sale sign up in their yards compared to the...

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Now’s a Great Time To Sell Your House

Written by Emerald Coast Mortgage Syndicated User on . Posted in Emerald Coast Mortgage, For Sellers, Mortgage Emerald Coast, Mortgage Rates.

Thinking about selling your house? If you are, you might be weighing factors like today’s mortgage rates and your own changing needs to figure out your next move.Here’s something else to consider. According to the latest Home Purchase Sentiment Index (HPSI) from Fannie Mae, the percent of respondents who say it’s a good time to sell is on the rise (see graph below):Why Are Sellers Feeling so Optimistic?One reason why is because right now is traditionally the best time of year to sell a house. A recent article from Bankrate says:“Late spring and early summer are generally considered the best...

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Equity Can Make Your Move Possible When Affordability Is Tight [INFOGRAPHIC]

Written by Emerald Coast Mortgage Syndicated User on . Posted in Affordability, Emerald Coast Mortgage, Equity, Infographics, Mortgage Emerald Coast, Move-Up.

Some HighlightsDid you know the equity you have in your current house can help make your move possible?Once you sell, you can use it for a larger down payment on your next home, so you’re borrowing less. Or, you may even have enough to be an all-cash buyer. The typical homeowner has $298,000 in equity. If you want to find out how much you have, connect with a local real estate agent for a Professional Equity Assessment Report.

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Bridge Loans Florida | Florida Bridge Loans

Written by Emerald Coast Mortgage Syndicated User on . Posted in Emerald Coast Mortgage, Mortgage Emerald Coast.

Bridge Loans Florida | Florida Bridge Loans At Fidelity Home Group, we are Florida Bridge Loan Experts! We offer more options, more transparency and a simpler way to find the right bridge loan program for your unique situation. A bridge loan is a short-term financing solution designed to bridge the financial gap between purchasing a new home and selling your current home. In situations where you intend to buy before selling, and thus lack the proceeds from the sale for your new home’s down payment, a financial challenge arises .NMLS ID 1834853 #floridabridgeloans #bridgeloansflorida #flo...

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The Best Week To List Your House Is Almost Here

Written by Emerald Coast Mortgage Syndicated User on . Posted in Emerald Coast Mortgage, For Sellers, Mortgage Emerald Coast, Selling Myths.

Are you thinking about making a move? If so, now may be the perfect time to start the process. That’s because experts say the best week to list your house is just around the corner.A recent Realtor.com study looked at housing market trends over the past several years (with the exception of 2020, since it was an unusual year), and found the best week to put your house on the market this year is April 14-20:“Every year, one week stands out from the rest as that perfect stretch of time when it’s great to be a home seller. This year, the week of April 14–20 is the best time to sell—that is, if sellers...

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