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Category: Emerald Coast Mortgage

At Fidelity Home Group, we are Emerald Coast Mortgage Experts! We offer more options, more transparency and a simpler way to find the right mortgage program for your unique situation.

The Emerald Coast is an unofficial name for the coastal area in the US state of Florida on the Gulf of Mexico that stretches about 100 mi (160 km) through five counties, Escambia, Santa Rosa, Okaloosa, Walton, and Bay, which include Pensacola Beach, Navarre Beach, Fort Walton Beach, Destin, and Panama City.

Single Women Are Embracing Homeownership

Written by Emerald Coast Mortgage Syndicated User on . Posted in Buying Myths, Emerald Coast Mortgage, First Time Home Buyers, For Buyers, Mortgage Emerald Coast.

In today’s housing market, more and more single women are becoming homeowners. According to data from the National Association of Realtors (NAR), 19% of all homebuyers are single women, while only 10% are single men.If you’re a single woman trying to buy your first home, this should be encouraging. It means other people are making their dreams a reality – so you can too.Why Homeownership Matters to So Many Women For many single women, buying a home isn’t just about having a place to live—it’s also a smart way to invest for the future. Homes usually increase in value...

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Florida Mortgage | Home Equity Makes All the Difference When You Sell

Written by Emerald Coast Mortgage Syndicated User on . Posted in Emerald Coast Mortgage, Mortgage Emerald Coast.

Florida Mortgage | Home Equity Makes All the Difference When You Sell If you own a home, chances are you have a significant amount of equity in it. Let’s connect to find out how much. NMLS ID 1834853 #homeequity #sellingyourhome #floridamortgage #floridamortgagerates #floridamortgagecompany

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Florida Condotel Financing | Florida Condotel Mortgage

Written by Emerald Coast Mortgage Syndicated User on . Posted in Emerald Coast Mortgage, Mortgage Emerald Coast.

At Fidelity Home Group, we are Florida Condotel Mortgage Experts! The Condotel also known as the Condo Hotel is quickly becoming popular in Florida as an investment opportunity. Various Condotel Projects are popping up in Destin, South Beach, Panama City Beach, Palm Beach and Miami. A Condotel is a condo project with an on-site check-in desk that allows the units in the complex can be reserved for daily, weekly, or short-term rentals. The units are typically individually owned. Unit owners also have the option to place their unit in the hotel’s rental program where it is rented out like...

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The First Step: Getting Pre-Approved for a Mortgage [INFOGRAPHIC]

Written by Emerald Coast Mortgage Syndicated User on . Posted in Buying Myths, Emerald Coast Mortgage, First Time Home Buyers, For Buyers, Infographics, Mortgage Emerald Coast.

Some HighlightsIf you’re looking to buy a home in 2024, getting pre-approved is a key piece of the puzzle. Mortgage pre-approval means a lender checks your finances and decides how much you’re qualified to borrow.As more buyers re-enter the market, it’ll help you make a strong offer that stands out from the crowd.Talk to a trusted professional to learn more and begin your homebuying process today.

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Why We Aren’t Headed for a Housing Crash

Written by Emerald Coast Mortgage Syndicated User on . Posted in Emerald Coast Mortgage, Housing Market Updates, Interest Rates, Mortgage Emerald Coast, Pricing.

If you’re holding out hope that the housing market is going to crash and bring home prices back down, here’s a look at what the data shows. And spoiler alert: that’s not in the cards. Instead, experts say home prices are going to keep going up.Today’s market is very different than it was before the housing crash in 2008. Here’s why.It’s Harder To Get a Loan Now – and That’s Actually a Good ThingIt was much easier to get a home loan during the lead-up to the 2008 housing crisis than it is today. Back then, banks had different lending standards, making it easy for just about anyone to qualify...

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Why You Want an Agent’s Advice for Your Move

Written by Emerald Coast Mortgage Syndicated User on . Posted in Buying Myths, Emerald Coast Mortgage, For Buyers, For Sellers, Mortgage Emerald Coast, Selling Myths.

No matter how you slice it, buying or selling a home is a big decision. And when you’re going through any change in your life and you need some guidance, what do you do? You get advice from people who know what they’re talking about. Moving is no exception. You need insights from the pros to help you feel confident in your decision. Freddie Mac explains it like this:“As you set out to find the right home for your family, be sure to select experienced, trusted professionals who will help you make informed decisions and avoid pitfalls.”And while perfect advice isn’t possible – not even from...

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