National Housing Trends To Watch

Written by Emerald Coast Mortgage Syndicated User on April 1, 2025. Posted in Emerald Coast Mortgage, Home Prices, Infographics, Inventory, Mortgage Emerald Coast.

Some HighlightsAt a national level, the housing market has shifted over the past year.There are more homes for sale, price growth has moderated, and homes are taking a little longer to sell.Do you want to know how your area compares? Connect with a real estate agent to go over what’s happening locally and what this means for you.

Is It Better To Rent or Buy a Home Today?

Written by Emerald Coast Mortgage Syndicated User on March 1, 2025. Posted in Emerald Coast Mortgage, For Buyers, Infographics, Mortgage Emerald Coast, Rent vs. Buy.

Some HighlightsA study shows that 70% of prospective buyers fear the long-term consequences of renting. And here’s why.?Rent usually rises over time and that can make it harder to save up to buy a home. But when you buy, you can stabilize your housing expenses and grow your net worth as home values rise. While renting may be the less expensive option in some markets, it can’t match the long-term benefits of homeownership. What’s your #1 reason for wanting to buy?

Time in the Market Beats Trying To Time the Market

Written by Emerald Coast Mortgage Syndicated User on February 1, 2025. Posted in Emerald Coast Mortgage, Equity, Forecasts, Home Prices, Infographics, Mortgage Emerald Coast.

Some HighlightsAre you torn between whether to buy a home now or wait? Consider this.Forecasts show prices will climb for ?at least the next 5 years. If you wait, the price of a home will be higher later on. But, if you buy a $400K now, you could gain roughly $83K in equity as prices rise.If you’re able to buy now, this equity is one reason why it’ll be worth it in the long run. Connect with an agent if you’re ready to talk through ways we can make it happen.

Why More Sellers Are Hiring a Real Estate Agent

Written by Emerald Coast Mortgage Syndicated User on January 1, 2025. Posted in Agent Value, Emerald Coast Mortgage, For Sellers, Infographics, Mortgage Emerald Coast.

Some HighlightsMore homeowners are realizing they need an agent’s help in this complex market – and that’s why a record-low number of people are selling without a pro by their side.Without an agent’s help, tackling pricing, staging and repairs, paperwork, negotiation, and more can be a real headache.Selling without a pro isn’t worth the hassle. Connect with an agent to see if you’d work well together.

Investors Are Not Buying Up All the Homes

Written by Emerald Coast Mortgage Syndicated User on December 1, 2024. Posted in Economy, Emerald Coast Mortgage, For Buyers, Infographics, Mortgage Emerald Coast.

Some HighlightsThere’s a misconception Wall Street is buying all the homes on the market. But data proves that isn’t true.?Experts agree the share of homes bought by investors is declining – and most are smaller investors, like your neighbor who owns a second home, not Wall Street.No matter what you’ve heard, the majority of homes are still being purchased by everyday homebuyers like you – not big investors. Connect with an agent if you have questions.?

Q&A: How Do Presidential Elections Impact the Housing Market?

Written by Emerald Coast Mortgage Syndicated User on November 1, 2024. Posted in Economy, Emerald Coast Mortgage, Home Prices, Infographics, Mortgage Emerald Coast, Mortgage Rates.

Some HighlightsEven if you’re not looking to move right away, you may have questions about how the election will impact the housing market.When we look at historical trends, combined with what’s happening right now, we can find your answers. Based on historical data, mortgage rates decrease in the months before and home prices and sales increase the year after the election.The facts show Presidential elections only have a small and temporary impact on the housing market.

Buy Now, or Wait?

Written by Emerald Coast Mortgage Syndicated User on October 1, 2024. Posted in Buying Tips, Emerald Coast Mortgage, For Buyers, Infographics, Mortgage Emerald Coast, Mortgage Rates.

Some HighlightsIf you’re wondering if you should buy now or wait, here’s what you need to know. If you wait for rates to drop more, you’ll have to deal with more competition and higher prices as additional buyers jump back in. But if you buy now, you’d get ahead of that and have the chance to start building equity.Should you buy now or wait? Connect with a real estate agent and talk through it together, so you can make your best decision.

How To Avoid Today’s Top Seller Mistakes

Written by Emerald Coast Mortgage Syndicated User on September 1, 2024. Posted in Emerald Coast Mortgage, For Sellers, Infographics, Mortgage Emerald Coast, Selling Tips.

Some HighlightsWant to know some of the top mistakes sellers are making today and how to make sure they don’t happen to you too?The biggest missteps are pricing a house too high, skipping repairs, not being objective, and not being willing to negotiate.And the best way to avoid falling into any of these traps is to partner with a real estate agent and lean on them for advice.

Housing Market Forecast for the 2nd Half of 2024 [INFOGRAPHIC]

Written by Emerald Coast Mortgage Syndicated User on July 1, 2024. Posted in Emerald Coast Mortgage, Forecasts, Home Prices, Infographics, Mortgage Emerald Coast, Mortgage Rates.

Some HighlightsWondering what the second half of the year holds for the housing market? Here’s what expert forecasts say. Home prices are expected to climb moderately. Mortgage rates are forecast to come down slightly. And, home sales are projected to hold steady.If you have questions about what to expect for the rest of the year, connect with a local agent to have a conversation about what it means for you and your plans.

Top Reasons To Own a Home [INFOGRAPHIC]

Written by Emerald Coast Mortgage Syndicated User on June 1, 2024. Posted in Buying Tips, Emerald Coast Mortgage, For Buyers, Infographics, Mortgage Emerald Coast.

Some HighlightsBuying a home has powerful financial and non-financial benefits. It creates more stability, helps grow your net worth, and gives you an undeniable sense of pride.While today’s market can be challenging for buyers, use these reasons to remind you of why homeownership is so worthwhile. When you’re ready to enjoy all the amazing advantages that come with owning a home, get in touch with a local real estate agent.

Category: Infographics