Florida Mortgage | A Recession Doesn’t Mean a Housing Crisis

Written by Emerald Coast Mortgage Syndicated User on May 27, 2025. Posted in Emerald Coast Mortgage, Mortgage Emerald Coast.

Florida Mortgage | A Recession Doesn’t Mean a Housing Crisis There’s a lot of talk about a recession lately and how the odds of one are rising. If you’re wondering what that means for the housing market, here’s what the data tells us. Prices usually go up, and mortgage rates usually come down. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #HousingMarket #realestateexperts Data Sources: http://www.freddiemac.com/pmms/ https://mtg-specialists.com/2022/05/11/recession-interest-rates-and-real-estate/...

Florida Mortgage | Things To Avoid After You Apply for a Mortgage

Written by Emerald Coast Mortgage Syndicated User on May 24, 2025. Posted in Emerald Coast Mortgage, Mortgage Emerald Coast.

Florida Mortgage | Things To Avoid After You Apply for a Mortgage Once we have reviewed your finances as part of the homebuying process, you want to be as consistent with all financial aspects as possible. Before doing anything financial in nature, contact us to get some more tips! NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips

Florida Mortgage | National Housing Trends To Watch

Written by Emerald Coast Mortgage Syndicated User on May 21, 2025. Posted in Emerald Coast Mortgage, Mortgage Emerald Coast.

Florida Mortgage | National Housing Trends To Watch Nationally, the housing market has shifted over the last year. There are more homes for sale, price growth is moderating, and homes aren’t selling as fast. Do you want to know how our market compares? Contact us today! NMLS ID 1834853 #mortgagetips #floridamortgage #floridamortgagerates #floridamortgagecompany #HousingMarketTrends #housingmarketupdate Data Sources: https://www.nar.realtor/research-and-statistics/housing-statistics/existing-home-sales https://www.realtor.com/research/data/

Florida Mortgage | Your Roadmap to Homeownership

Written by Emerald Coast Mortgage Syndicated User on May 18, 2025. Posted in Emerald Coast Mortgage, Mortgage Emerald Coast.

Florida Mortgage | Your Roadmap to Homeownership There are a lot of steps when buying a home, so here’s your roadmap to homeownership. Let’s connect to get started. NMLS ID 1834853 #mortgagetips #floridamortgage #floridamortgagerates #floridamortgagecompany #homebuying #buyahome

Florida Mortgage | What You Need To Know About Pre-Approval

Written by Emerald Coast Mortgage Syndicated User on May 15, 2025. Posted in Emerald Coast Mortgage, Mortgage Emerald Coast.

Florida Mortgage | What You Need To Know About Pre-Approval Before you even start looking at homes, you should get pre-approved for your mortgage. It’ll give you clarity on what you can borrow and help you feel more confident in your ability to get a home loan. If you’re ready to get pre-approved, connect with a trusted lender to learn more. NMLS ID 1834853 #mortgagetips #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagepreapproval #homebuying Data Sources: https://www.bankrate.com/mortgages/pre-approval/benefits...

What an Economic Slowdown Could Mean for the Housing Market

Written by Emerald Coast Mortgage Syndicated User on May 1, 2025. Posted in Economy, Emerald Coast Mortgage, For Buyers, Home Prices, Mortgage Emerald Coast, Mortgage Rates.

Talk about the economy is all over the news, and the odds of a recession are rising this year. That’s leaving a lot of people wondering what it means for the value of their home – and their buying power.Let’s take a look at some historical data to show what’s happened in the housing market during each recession, going all the way back to the 1980s. The facts may surprise you.A Recession Doesn’t Mean Home Prices Will FallMany people think that if a recession hits, home prices will fall like they did in 2008. But that was an exception, not the rule. It was the only time the market saw such a...

A Tale of Two Housing Markets

Written by Emerald Coast Mortgage Syndicated User on May 1, 2025. Posted in Emerald Coast Mortgage, For Buyers, For Sellers, Inventory, Mortgage Emerald Coast.

For a long time, the housing market was all sunshine for sellers. Homes were flying off the shelves, and buyers had to compete like crazy. But lately, things are starting to shift. Some areas are still super competitive for buyers, while others are seeing more homes sit on the market, giving buyers a bit more breathing room.In other words, it’s a tale of two markets, and knowing which one you’re in makes a huge difference when you move.What Is a Buyer’s Market vs. a Seller’s Market?In a buyer’s market, there are a lot of homes for sale, and not as many people buying. With fewer buyers...

Why Today’s Foreclosure Numbers Aren’t a Warning Sign

Written by Emerald Coast Mortgage Syndicated User on May 1, 2025. Posted in Economy, Emerald Coast Mortgage, Foreclosures, Mortgage Emerald Coast.

When it feels like the cost of just about everything is rising, it’s only natural to wonder what that means for the housing market. Some people are even questioning whether more homeowners will struggle to make their mortgage payments, ultimately leading to a wave of foreclosures. And recent data showing foreclosure filings have increased is only feeding into this fear. But don’t let that scare you.If you put the latest data into context, it’s clear there’s no reason to think this is a repeat of the last housing crash.This Isn’t Like 2008While it’s true that foreclosure filings ticked up in...

Paused Your Moving Plans? Here’s Why It’s Time To Hit Play Again

Written by Emerald Coast Mortgage Syndicated User on May 1, 2025. Posted in Emerald Coast Mortgage, For Buyers, Inventory, Mortgage Emerald Coast.

It’s not really a surprise that 70% of buyers paused their home search last year. Maybe you were one of them. And if so, no judgment. Conditions just weren’t great.Inventory was too low, prices were too high, and mortgage rates were bouncing all over. That made it really hard to find a home you loved – and could afford. And why sell if you’re not sure where you’re going to go? But here’s the thing: the market’s shifting. And it might be time to hit play again.The Inventory Sweet SpotMore homeowners are jumping back into their search to make a move this year. Builders are finishing more...

Here’s What a Recession Could Mean for the Housing Market

Written by Emerald Coast Mortgage Syndicated User on April 1, 2025. Posted in Emerald Coast Mortgage, For Buyers, For Sellers, Home Prices, Mortgage Emerald Coast.

Recession talk is all over the news, and the odds of a recession are rising this year. And that leaves people wondering what would happen to the housing market if we do go into a recession.Let’s take a look at some historical data to show what’s happened in housing for each recession going all the way back to the 1980s.A Recession Doesn’t Mean Home Prices Will FallMany people think that if a recession hits, home prices will fall like they did in 2008. But that was an exception, not the rule. It was the only time we saw such a steep drop in prices. And it hasn’t happened since.In fact,...

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