What Every Homeowner Needs To Know In Today’s Shifting Market

Written by Emerald Coast Mortgage Syndicated User on July 1, 2025. Posted in Emerald Coast Mortgage, For Sellers, Home Prices, Mortgage Emerald Coast, Selling Tips.

Here’s something you need to know. The housing market is getting back to a healthier, more normal place. And even though it may not sound like it, this shift is actually a good thing.It’s what you should expect. It’s just that our expectations have been skewed by the intense seller’s market over the past few years.But what you need to remember is: there’s still plenty of opportunity to be had if you’re thinking about selling – whether that’s next month or next year. You just need to stay up to date on what’s happening in the market, and have a strategy that matches the moment. Here’s...

The Secret To Selling Your House in Today’s Market

Written by Emerald Coast Mortgage Syndicated User on June 1, 2025. Posted in Agent Value, Emerald Coast Mortgage, For Sale by Owner, For Sellers, Home Prices, Mortgage Emerald Coast, Selling Tips.

A few years ago, homes were flying off the shelves and getting multiple offers well over their asking price. It felt like you could name your price and still have buyers lined up at the door.But today’s housing market is different. Buyers are getting more selective now that inventory has grown. Homes are sitting a little longer. And more sellers are having to cut their prices.So, how do you still come out on top? It all starts with one thing, pricing your house right from the start. Today, that matters more than ever – and it can make or break your sale.There’s a Real Price Disconnect...

What an Economic Slowdown Could Mean for the Housing Market

Written by Emerald Coast Mortgage Syndicated User on May 1, 2025. Posted in Economy, Emerald Coast Mortgage, For Buyers, Home Prices, Mortgage Emerald Coast, Mortgage Rates.

Talk about the economy is all over the news, and the odds of a recession are rising this year. That’s leaving a lot of people wondering what it means for the value of their home – and their buying power.Let’s take a look at some historical data to show what’s happened in the housing market during each recession, going all the way back to the 1980s. The facts may surprise you.A Recession Doesn’t Mean Home Prices Will FallMany people think that if a recession hits, home prices will fall like they did in 2008. But that was an exception, not the rule. It was the only time the market saw such a...

Here’s What a Recession Could Mean for the Housing Market

Written by Emerald Coast Mortgage Syndicated User on April 1, 2025. Posted in Emerald Coast Mortgage, For Buyers, For Sellers, Home Prices, Mortgage Emerald Coast.

Recession talk is all over the news, and the odds of a recession are rising this year. And that leaves people wondering what would happen to the housing market if we do go into a recession.Let’s take a look at some historical data to show what’s happened in housing for each recession going all the way back to the 1980s.A Recession Doesn’t Mean Home Prices Will FallMany people think that if a recession hits, home prices will fall like they did in 2008. But that was an exception, not the rule. It was the only time we saw such a steep drop in prices. And it hasn’t happened since.In fact,...

National Housing Trends To Watch

Written by Emerald Coast Mortgage Syndicated User on April 1, 2025. Posted in Emerald Coast Mortgage, Home Prices, Infographics, Inventory, Mortgage Emerald Coast.

Some HighlightsAt a national level, the housing market has shifted over the past year.There are more homes for sale, price growth has moderated, and homes are taking a little longer to sell.Do you want to know how your area compares? Connect with a real estate agent to go over what’s happening locally and what this means for you.

Do You Know How Much Your Home Is Worth?

Written by Emerald Coast Mortgage Syndicated User on March 1, 2025. Posted in Emerald Coast Mortgage, For Sellers, Home Prices, Mortgage Emerald Coast.

Over the past few years, you’ve probably seen a whole lot of headlines about how home prices keep going up. But have you ever stopped to think about what that actually means for your home?Home prices have risen dramatically over the past five years — far more than usual. And if selling has been on your mind, this could mean a bigger-than-expected payday when you list. So, how much has your home’s value really changed? Let’s break it down.The Rapid Rise of the Past 5 YearsTypically, home prices go up by about 2-5% a year. But in 2021-2022, there were double-digit increases. And at the...

Time in the Market Beats Trying To Time the Market

Written by Emerald Coast Mortgage Syndicated User on February 1, 2025. Posted in Emerald Coast Mortgage, Equity, Forecasts, Home Prices, Infographics, Mortgage Emerald Coast.

Some HighlightsAre you torn between whether to buy a home now or wait? Consider this.Forecasts show prices will climb for ?at least the next 5 years. If you wait, the price of a home will be higher later on. But, if you buy a $400K now, you could gain roughly $83K in equity as prices rise.If you’re able to buy now, this equity is one reason why it’ll be worth it in the long run. Connect with an agent if you’re ready to talk through ways we can make it happen.

Q&A: How Do Presidential Elections Impact the Housing Market?

Written by Emerald Coast Mortgage Syndicated User on November 1, 2024. Posted in Economy, Emerald Coast Mortgage, Home Prices, Infographics, Mortgage Emerald Coast, Mortgage Rates.

Some HighlightsEven if you’re not looking to move right away, you may have questions about how the election will impact the housing market.When we look at historical trends, combined with what’s happening right now, we can find your answers. Based on historical data, mortgage rates decrease in the months before and home prices and sales increase the year after the election.The facts show Presidential elections only have a small and temporary impact on the housing market.

Why Home Sales Bounce Back After Presidential Elections

Written by Emerald Coast Mortgage Syndicated User on November 1, 2024. Posted in Economy, Emerald Coast Mortgage, For Buyers, For Sellers, Home Prices, Mortgage Emerald Coast.

With the 2024 Presidential election fast approaching, you might be wondering what impact, if any, it’s having on the housing market. Let’s break it down.Election Years Bring a Temporary SlowdownIn any given year, home sales slow down slightly in the fall. It’s a typical, seasonal trend. However, according to data from BTIG, in election years there’s usually a slightly larger dip in home sales in the month leading up to Election Day (see graph below):Why? Uncertainty. Many consumers hold off on making major decisions or purchases while they wait to see how the election will play out. It’s a...

Buying Beats Renting in 22 Major U.S. Cities

Written by Emerald Coast Mortgage Syndicated User on October 1, 2024. Posted in Affordability, Emerald Coast Mortgage, For Buyers, Home Prices, Inventory, Mortgage Emerald Coast, Mortgage Rates.

That’s right—according to a recent study from Zillow, in 22 of the 50 largest metro areas, monthly mortgage payments are now lower than rent payments (see chart below):As mortgage rates have eased off their recent peak, home prices have moderated, and inventory has ticked up, affordability has improved significantly. When you add all of that up, it’s getting less expensive to buy a home than to rent one in many parts of the country.This is a big deal if you’ve been renting for a while now. But if you don’t see your city on this list, don’t sweat it. Things are moving fast, and your area...

Category: Home Prices