Think It’s Better To Wait for a Recession Before You Move? Think Again.

Written by Emerald Coast Mortgage Syndicated User on July 1, 2025. Posted in Economy, Emerald Coast Mortgage, For Buyers, For Sellers, Mortgage Emerald Coast.

Fear of a recession is back in the headlines. And if you’re thinking about buying or selling sometime soon, that may leave you wondering if you should reconsider the timing of your move.A recent survey by John Burns Research and Consulting (JBREC) and Keeping Current Matters (KCM) shows 68% of people are delaying plans to buy or sell due to economic uncertainty.But it may not be for the reason you think. Not everyone is holding off because they’re worried. Some buyers are waiting because they’re hopeful. According to Realtor.com:“In 2025Q1, 3 in 10 (29.8% of) surveyed homebuyers said a...

What an Economic Slowdown Could Mean for the Housing Market

Written by Emerald Coast Mortgage Syndicated User on May 1, 2025. Posted in Economy, Emerald Coast Mortgage, For Buyers, Home Prices, Mortgage Emerald Coast, Mortgage Rates.

Talk about the economy is all over the news, and the odds of a recession are rising this year. That’s leaving a lot of people wondering what it means for the value of their home – and their buying power.Let’s take a look at some historical data to show what’s happened in the housing market during each recession, going all the way back to the 1980s. The facts may surprise you.A Recession Doesn’t Mean Home Prices Will FallMany people think that if a recession hits, home prices will fall like they did in 2008. But that was an exception, not the rule. It was the only time the market saw such a...

Why Today’s Foreclosure Numbers Aren’t a Warning Sign

Written by Emerald Coast Mortgage Syndicated User on May 1, 2025. Posted in Economy, Emerald Coast Mortgage, Foreclosures, Mortgage Emerald Coast.

When it feels like the cost of just about everything is rising, it’s only natural to wonder what that means for the housing market. Some people are even questioning whether more homeowners will struggle to make their mortgage payments, ultimately leading to a wave of foreclosures. And recent data showing foreclosure filings have increased is only feeding into this fear. But don’t let that scare you.If you put the latest data into context, it’s clear there’s no reason to think this is a repeat of the last housing crash.This Isn’t Like 2008While it’s true that foreclosure filings ticked up in...

Investors Are Not Buying Up All the Homes

Written by Emerald Coast Mortgage Syndicated User on December 1, 2024. Posted in Economy, Emerald Coast Mortgage, For Buyers, Infographics, Mortgage Emerald Coast.

Some HighlightsThere’s a misconception Wall Street is buying all the homes on the market. But data proves that isn’t true.?Experts agree the share of homes bought by investors is declining – and most are smaller investors, like your neighbor who owns a second home, not Wall Street.No matter what you’ve heard, the majority of homes are still being purchased by everyday homebuyers like you – not big investors. Connect with an agent if you have questions.?

Q&A: How Do Presidential Elections Impact the Housing Market?

Written by Emerald Coast Mortgage Syndicated User on November 1, 2024. Posted in Economy, Emerald Coast Mortgage, Home Prices, Infographics, Mortgage Emerald Coast, Mortgage Rates.

Some HighlightsEven if you’re not looking to move right away, you may have questions about how the election will impact the housing market.When we look at historical trends, combined with what’s happening right now, we can find your answers. Based on historical data, mortgage rates decrease in the months before and home prices and sales increase the year after the election.The facts show Presidential elections only have a small and temporary impact on the housing market.

Why Home Sales Bounce Back After Presidential Elections

Written by Emerald Coast Mortgage Syndicated User on November 1, 2024. Posted in Economy, Emerald Coast Mortgage, For Buyers, For Sellers, Home Prices, Mortgage Emerald Coast.

With the 2024 Presidential election fast approaching, you might be wondering what impact, if any, it’s having on the housing market. Let’s break it down.Election Years Bring a Temporary SlowdownIn any given year, home sales slow down slightly in the fall. It’s a typical, seasonal trend. However, according to data from BTIG, in election years there’s usually a slightly larger dip in home sales in the month leading up to Election Day (see graph below):Why? Uncertainty. Many consumers hold off on making major decisions or purchases while they wait to see how the election will play out. It’s a...

Focus on Time in the Market, Not Timing the Market

Written by Emerald Coast Mortgage Syndicated User on July 1, 2024. Posted in Economy, Emerald Coast Mortgage, For Buyers, Home Prices, Mortgage Emerald Coast.

Should you buy a home now or should you wait? That’s a big question on many people’s minds today. And while what timing is right for you will depend on a lot of other personal factors, here’s something you may not have considered.If you’re able to buy at today’s rates and prices, it may be better to focus on time in the market, rather than timing the market. The Downside of Trying To Time the Market Trying to time the market isn’t a good strategy because things can change. Here’s an example. For the better part of this year, projections have said mortgage rates will come down. And while...

Category: Economy